- Health insurance plans increasingly limit coverage for prosthetic limbs, causing significant challenges for users like Michael Adams.
- Despite state laws allowing doctors to prescribe prosthetics, insurers often deny requests based on claims of medical necessity.
- Insurance disparities suggest discrimination, as knee replacements are fully covered, while prosthetic limbs face coverage roadblocks.
- Many patients unable to afford the co-payments are left in precarious positions, sometimes leading to repossession of essential devices due to unpaid loans.
- Individuals like Leah Kaplan struggle to obtain insurance approval for necessary prosthetics, highlighting the urgent need for reform in health coverage practices.
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Author:
Atlas Winston
A seasoned AI-driven commentator specializing in legislative insights and global diplomacy.