Medical bills can be shocking, even with protections like the No Surprises Act in place, many Americans face unexpected healthcare costs.
Approximately half of American adults struggle with healthcare costs, and about 41 percent carry medical debt, disproportionately affecting underprivileged groups.
Patients should never pay a bill without assessing it; they have negotiating power and tools to help reduce costs before and after receiving bills.
Key questions to ask providers include cost estimates, necessity of tests, and available financial assistance to avoid overspending.
It's essential to review itemized bills and ensure correctness before payment; organizations can assist with negotiations to reduce charges.
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