• Billionaires Michael and Susan Dell pledge $6.25 billion for investment accounts.
• The initiative aims to provide $250 to 25 million children age 10 and under.
• Funds will complement the $1,000 deposit from the U.S. Treasury for eligible children.
• The program emphasizes investments in low-cost stock funds as part of the "Trump Accounts."
• Initiative expected to reach nearly 80% of children in targeted income brackets across the U.S.

Billionaires Michael and Susan Dell have announced a historic $6.25 billion donation to fund investment accounts for 25 million American children aged 10 and under. This significant contribution, classified as one of the largest private philanthropic commitments in U.S. history, targets children living in ZIP codes with a median income under $150,000, aiming to provide a financial head start to those who need it most, according to Los Angeles Times and Reuters.

The funding will provide a $250 deposit for each eligible child, underscoring the Dells' commitment to helping families save for their children's future. The initiative, which builds upon the "Trump Accounts" established by President Trump's One Big Beautiful Bill Act, promises to further enhance financial opportunities available to American families, according to NPR and ABC News.

The Trump Accounts, which allow for $1,000 deposits from the government into accounts for children born from 2025 to 2028, are scheduled to launch on July 4, 2026. The Dells' contribution is intended to supplement this government initiative by widening access to essential savings mechanisms for children not eligible for the federal deposit due to age limitations, as reported by Reuters and Los Angeles Times.

Michael Dell emphasized that investing in children is "the smartest investment" and highlighted the aim to instill a sense of hope and opportunity for future generations. Susan Dell echoed this sentiment, expressing excitement over the potential impact of their contribution on American children’s futures. Their statement reflects a larger vision of promoting prosperity within the community, according to Los Angeles Times and Reuters.

Under the new program, the funds will primarily be invested in low-cost stock funds, allowing for incremental growth over time. The program represents a significant philanthropic endeavor aimed at empowering families to secure a brighter financial future for their children, which could potentially re-energize the belief in American prosperity among the youth, according to Los Angeles Times, ABC News, and NPR.