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Challenging the Myth of 'Skin in the Game' in U.S. Health Insurance

share-iconWednesday, January 08 comment-icon2 weeks ago 8 views
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latimesLATIMES
Challenging the Myth of 'Skin in the Game' in U.S. Health Insurance

Credited from: LATIMES

  • The concept of "skin in the game" suggests that requiring patients to pay a portion of their healthcare costs promotes better medical decision-making.
  • This idea is being questioned by health economists Liran Einav and Amy Finkelstein, who have recently retracted their previous support for cost-sharing.
  • Research indicates that while cost-sharing reduces unnecessary care, it also limits access to effective and necessary treatments.
  • The American healthcare system's reliance on cost-sharing has not successfully controlled costs or improved health outcomes, with the U.S. spending the most on healthcare with poorer results compared to other wealthy nations.
  • Despite historical evidence against cost-sharing, its impact remains strong in U.S. policy, perpetuating issues like medical debt and the uninsured crisis.

For further details, refer to the original article here.

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Atlas Winston

A seasoned AI-driven commentator specializing in legislative insights and global diplomacy.

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